Author: mohamed dekzi

Premier Bank iyo Mastercard oo soo kordhiyay adeeg fududeynaya lacag bixinta Ganacsiyada Online-ka ah. 

Premier Payment Gateway oo ka shidaal qaadanaya taageerada Mastercard Payment Gateway Services (MPGS) ayaa ganacsiyada Soomaaliyeed u fududeynaya in ay badeecadooda ku iibiyaan Internetka oo gaarsiiyaan macaamiil cusub oo dunida oo dhan ah.

 

Muqdisho, Soomaaliya – 14 July 2024: Premier Bank ayaa maanta daahfurey adeegga Premier Payment Gateway oo ah  ‘Waa’ cusub oo u beryey ganacsiga Internet ka ee online-ka ah, ahna hilinka uu ganacsaduhu ku kasban karo macmiil ka fog, kagana badbaadi karo in xuduudaha dalalku ay dabraan fiditaankiisa, isaga oo si isku mid ah ugu adeegaya macmiilka dhow iyo kan badaha ka tallowsan intaba.

Adeeggan waxa uu bangigu usoo kordhiyay si ganacsiyada dalka uu ugaga saaro mugdiga ka jira ganacsiga online-ka; una sahlo helidda macaamiil awal ka fogaa. Dhanka kale, waxa uu u fududeynayaa in uu ganacsiga dalkeenu gaaro meel ka fog xudduudiisa deegaan, isagoo sidoo kalena sare u qaadaya dakhliga dhaqaale ee dijitaalka ah.

Premier Payment Gateway ayaa ganacsatada macaamiishooda kuwa u dhow iyo kuwa ka fogba siinaya fursad ay agabkooda iyo adeeggooda ku helaan ganacsataduna ay dakhli ballaaran ka sameyn karaan ganacsigooda.  Sidoo kale wuxuu macaamiisha u fududeynayaa in ay wax kaga iibsadaan mareegaha online-ka ah iyagoo adeegsanaya  kaararka bangiyada dalka iyo dibedda sida Mastercard iyo Visa, iyagoo aan ku qasbanaan in ay cag soo dhigaan deegaanka ganacsiga.

Adeegga Premier Payment Gateway wuxuu sidoo kale fududeynayaa in ganacsatada markii ay online badeeco ama adeeg ku iibinayaan helaan lacago qalaad sida Euro, Dollar iyo Giniga Istarliinka ah; iyagoo aanan waqti badan uga dhumin isku sarifka iyo isku bedelka lacagahaas. Sidaasna adeeggani wuxuu kaalin weyn ka ciyaarayaa in dalka usoo jiido lacag qalaad oo xoog leh.

Guddoomiyaha Premier Bank Dr. Maxamed Geedi Jumcaale ayaa xusay in addeegga lacag fududeynta Online-ka ah ay qayb ka tahay qorshaha iyo aragtida istiraatiijiyeed ee bangiga udegsan in lagaaro ilaa sanadda 2030, taas oo ah in la yagleelo saylad dhaqaale oo ay ku kulansanyihiin macaamiisha sita kaararka caalamiga ah iyo ganacsatada kala gedisan.

“Iyada oo hiigsigeenna ay qayb weyn ka tahay in aan hoggaanka uqabano suuqqa horumarka dhaqaalaha, teknolojiyadda iyo hal-abuurka ayuu Premier Bank la kaashaday Mastercard si uu udaah furo hannaan lacag is dhaafsi oo isticmaalkiisu fududyahay, aamin ah, degdegsiimadiisuna aad u sarrayso. Adeeg ku suntan in uu awood siiyo ganacsiyada maxalliga ah una soo jiido macamiil ka fog deegaankooda, lehna baahiyo kala gedisan” ayuu hadalkiisa raacshay Guddoomiye Dr. Maxamed Geedi Jumcaale.

Iskaashigaan ayaa imaanaya waqti baahida loo qabo ganacsiga online-ka ay cirka iskusii shareerayso; iyadoo fursado hor leh u abuureysa in la yagleelo bulsho kaash la’aan ah (cashless society). Halka ganacsiga online-ka uu koboc sare sameeyay illaa xanuunkii safmarka ahaa ee Covid-19 maadaama macaamiishu guri joog ubadnaayeen. Qadarka lacagaha la isku dhaafsaday ganacsiga online-ka sanadkii 2020 ayaa kor udhaafay $4.29 trillion oo dollar — ahna kobac dhan 24.1% ($3.46  trillion dollar) marka lala barbardhigo sanadkii kasii horeeyay.

Maaha markii ugu horreysay ee Premier Bank uu horyaal u noqdo hal-abuurka maaliyadeed ee dalka, waxa aannu weli u heellanahay sidii aan macmiishiisa ugaga farxin lahayn adeegyo kobiciya ganacsigooda, kana caawinaya in ay faa’ido fiican sameeyaan. Sidaas awgeed ganacsade walba oo danaynaya in uu ka mid noqdo dadka ugu horreeya ee fursadahan ka faa’idaysta, waxaan kusoo dhawaynaynaa adeegga Premier Payment Gateway.

Mastercard and Premier Bank Collaborate to Expand Digital Payment Capabilities for Somali Businesses

New Premier Payment Gateway enables international online transactions, boosting e-commerce and economic growth in Somalia. 

Mogadishu, Somalia | 14 July 2024: Mastercard has collaborated with Premier Bank, a Sharia-compliant commercial bank in Somalia, to launch Premier Payment Gateway, a digital payments platform that enables Somali businesses to accept international card payments for online purchases. This groundbreaking initiative is expected to significantly expand market reach, increase revenue for local businesses, and contribute to the growth of Somalia’s digital economy. 

Powered by the Mastercard Payment Gateway Services (MPGS), the Premier Payment Gateway provides a secure, seamless, and efficient way for Somali businesses and merchants to accept Mastercard and other branded payment cards from customers worldwide. This capability ensures that merchants receive payments in foreign currency without lengthy settlement processes, thereby attracting foreign currency into Somalia and boosting the local economy.

Shehryar Ali, Country Manager for East Africa and Indian Ocean Islands at Mastercard, highlighted the benefits of this initiative, stating, “Through this collaboration, businesses will have access to a safe online payment gateway that will enable them to accept payments, expand their customer base, and boost their revenues. This supports Mastercard’s efforts to bring 50 million micro and small businesses into the digital economy by 2025, underscoring our commitment to fostering financial inclusion and supporting businesses globally. We are proud to collaborate with Premier Bank to enhance the e-commerce landscape in Somalia and grow access to the digital economy.”

Dr. Mohamed Ghedi Jumale, CEO of Premier Bank, emphasized on the strategic importance of this collaboration. “As part of our aspiration to be a market leader through impactful transformation, innovation, and digitization, Premier Bank has collaborated with Mastercard to launch an innovative e-commerce solution designed to help local businesses grow internationally. This partnership will provide secure, around-the-clock payment services to our customers, allowing the bank to expand our customer base both locally and globally by meeting diverse requirements.” 

The collaboration aligns with Premier Bank’s 2030 strategy to create a mutually beneficial payment ecosystem for international cardholders and merchants. It comes at a time when the appetite for e-commerce is rising, providing an opportunity for the advancement of a digital economy in Somalia. E-commerce has increased significantly since the onset of the COVID-19 pandemic, and this new gateway will provide Somali businesses with the tools to capitalize on the growing demand for online shopping. With 7.99 million cellular mobile connections in Somalia at the start of 2023, equivalent to about 44.7% of the total population and increasing internet accessibility in Somalia, the digital payment gateway is well-positioned to tap into the evolving consumer who wants a safe and seamless online shopping experience.

The Premier Payment Gateway represents a first-of-its-kind initiative in Somalia, empowering local businesses to accept international payments and compete on a global scale while also enabling consumers worldwide to gain access to a broad range of Somali products online. By simplifying the process for Somali merchants to receive payments in foreign currencies, this platform attracts and retains foreign currency into the country and supports broader economic growth and financial inclusion goals. It is a centralized gateway to streamline tax and fee collections, improving efficiency and reducing leakage.

 

This strategic alliance brings international standards and security to Somalia’s financial services, enhancing trust and reliability for both merchants and consumers. This initiative also sets a precedent for fintech companies operating in emerging markets, demonstrating the potential for fintech solutions to drive economic growth and financial inclusion.

END

About Premier Bank 

Premier Bank Limited is a fully fledged commercial Bank, licensed and regulated by the Central Bank of Somalia to provide commercial Banking and Financial Services in the country. 

Premier Bank financial solutions offering includes Retail, Corporate and SME Banking, Mobile and Internet banking, ATM Banking, SWIFT transfers, Treasury services, trade financing products, personal financing and international money transfer and so much more. Premier Bank also provides Mastercard Debit and Prepaid cards, Premier Wallet, mobile and internet banking service facilitates online banking for both personal and business. https://www.premierbank.so/

Premier Bank Communications Contact:

info@premierbank.so

Mogadishu, March 02 2024:
Dr. Ghedi has been elected as the new
Managing Director of Premier Bank.

Premier Bank, one of the leading financial institutions in Somalia and Kenya,
announced today that its Board of Directors has appointed Dr. Mohamed Ghedi
Jumale as its new Managing Director, effective from today. Dr. Ghedi will succeed
Mr. Osman Duale Ahmed.
Dr. Ghedi Jumale, is a dynamic figure in the field of strategic management, renowned
for his insightful perspectives on corporate strategy. With a Ph.D. in Strategic
Management from a top-tier university, Dr. Ghedi has established himself as a leading
authority on strategic planning, competitive analysis, and organizational
performance.
Dr. Ghedi is also a professional banker with 10 years of experience in the financial
industry. Before he was appointed as Managing Director of the Premier Bank Somalia,
Dr. Mohamed worked as Acting Managing Director, Deputy, Head for HR Department
and also Financing and Investment Department at Premier Bank. Ghedi holds a
bachelor’s degree in business administration, MBA in Human Resource Management,
MBA in law, and a PhD in Strategic Management.
“We have entered a new chapter, one where I am certain that Premier Bank is on a
path to greatly improve our country and the bank itself. It’s time for new leadership
that we all can trust and be confident in,” said Chairman Jibril Hassan.
As a researcher, Dr. Ghedi has published numerous articles in prestigious academic
journals, exploring topics such as strategic decision-making, innovation and
knowledge management, and corporate governance. Dr. Ghedi is a passionate and
engaging lecturer, known for his ability to translate complex theories into practical
insights for business leaders and students alike.

 

HUNSo AND PREMIER BANK LAUNCH HALEEL, AN UMRAH AND HAJJ
INSTALMENT PAYMENT SERVICE, IN MOGADISHU

Mogadishu, 25 March 2022: On Friday, Hajj, and Umrah Network Somalia (HUNSo)
and Premier Bank launched Haleel Service in Mogadishu, a joint venture that will
make Hajj and Umrah more accessible and convenient. The service is available
during the Umrah months of the Hijri calendar, which begin in Muḥarram and end
in Ramadan of the Islamic calendar.
Customers who want to perform Umrah during Ramadan will be able to subscribe
to an annual payment through Haleel Service.
Mr. Yunus Osman Ahmed, Head of Operations at Haleel Service, said the service
will help anyone with financial resources who cannot afford to pay for Hajj and
Umrah all at once but can do so in instalments.
“We are delighted to inform Somalis that the Haleel Service will be available
starting today. Haleel Service fulfills the dream of parents and families who want
to visit Allah’s house. As we all know, every Somali who is alive and healthy wishes
to perform Haj and Umrah, and we have made it easy for everyone to do so,” Mr.
Yunus says.

The Service provides access to interest-free financial loans and a well-planned and
simple payment system.

Sheikh Abdinafi Moalim Hashi, chairperson of the Hajj, and Umrah Network
Somalia HUNSO – and a member of the Haleel Service Board of Trustees stated
that the service was launched just in time for the community to benefit from it
during the upcoming holy month of Ramadan.
“It is reported that the Prophet (peace and blessings of Allah be upon him) said:
“Umrah in Ramadan is equivalent to hajj or hajj with me (in reward).” As a result,
now is the ideal time to engage in such valuable worship. We have also expanded
this service in light of the country’s and many parts of the world’s economic
situation, the COVID-19 epidemic, which has hampered Hajj and Umrah
performance for two years, and the holy month of Ramadan is coming soon you
will reap more rewards,” Sheikh Abdinafi states.
PRESS RELEASE Applying for the Service is simple.

“Anyone who meets the requirements and has a Somali passport or a passport
with a valid Somali residence permit will be able to apply for Umrah,” notes Sheikh
Abdinafi.
The Service provides straightforward payment options.
Mr. Ahmednur Mohamed Abdi, Head of Public Relations at Premier Bank, there are
two ways to use Haleel Service: pay in cash all at once or pay an advance of at
least 30 per cent of the total value of the package chosen by the customer and pay
it in installments over the course of a year.
“Premier Bank is pleased to be able to assist our clients in taking advantage of this
golden opportunity. Anyone with an identity card/passport, an employment card,
proof of income, and financial security or guarantors can apply for a bank loan,”
Ahmed Nur explains.
The government is also in favor of such a noble initiative.
Speaking at the launch of the Haleel Service, the Minister of Endowments and
Religious Affairs of the Federal Government of Somalia, Mr. Omar Ali Roble, said
that any services that encourages, supports, and facilitates access to the Two
Holy Mosques for Somalis is part of his ministry’s policy.
He stated that the Haleel Service is part of the solution and that it will alleviate the
financial and technical challenges that many people face when visiting Allah’s
House. As the Ministry of Endowments and Religious Affairs is generally
responsible for facilitating the fulfilment of religious duties, he expressed that the
companies involved in the Haleel Service will be supported.
Haleel Service is the first of its kind in Somalia.

END