ONLINE BANKING TERMS & CONDITIONS
NOTICE
Please read these terms
and conditions carefully. By accessing this site and any pages thereof, you
agree to be bound by the terms and conditions below. If you do not agree to the
terms and conditions below, do not access this site, or any pages thereof.
1.
About us and our
business
The Site is operated by or on behalf of Premier
Bank. We are a company registered in Mogadishu, Somalia. Our registered office
address is P.O. Box 626 Mogadishu,
Somalia
2. Changes to these Terms
We reserve the right to change these
Terms at any time and we encourage you to revisit these Terms periodically to
ensure that you are at all times fully aware of them. Any changes are effective
immediately upon posting to the Site. Your continued use of the Site
constitutes your agreement to all such Terms.
3. Registration
Access to some areas of the Site may be
restricted to users who have registered their details with us. If you register
with us and you choose, or you are provided with, a password as part of the
registration process, you must treat your password as confidential and you must
not disclose it to any third party.
4. Termination.
The Bank may terminate these terms and conditions, your access to
this Web Site and use of online services at any time, without prior notice to
you.
5. Use of the site
For the purposes of these Terms: "Content" includes, but is not
limited to, all or part of any text, graphics, layout, logos, images, audio
material, films or other moving images, product details and/or software
published or otherwise available on the Site from time to time (including,
without limitation, anything made available for download); and "Trade Marks" means the trade
marks, logos and service marks (whether or not registered) displayed on the
Site.
5.1 We are the owner or the licensee of all
intellectual property rights in the Site, the Content and the Trade Marks.
Subject to these Terms, we grant you a limited, temporary, revocable, and
non-exclusive license to access, browse and use the Site (including the Content
and Trade Marks) for your personal and non-commercial use only.
5.2 While accessing,
browsing and/or using the Site you must:
1. Comply with all
applicable laws, regulations and codes;
2. Not impersonate
another person or use a false name or email address;
3. Not deep-link to
and / or frame or use framing techniques to enclose the Site or any part of the
Site without our prior written consent.
4. Not modify or
attempt to modify all or any part of the Content or the Site;
5. Not gain or
attempt to gain unauthorized access to the Site, the server on which
the Site is stored or any server, computer or database connected to the
Site;
6. Not post,
transmit, submit, refer to, make available or link to or from (or authorize or
permit any other person to do the same) any material which is untrue,
fraudulent, inaccurate or incomplete
7. At any time and
without giving you any advance notice, we may permanently or temporarily and
for any reason terminate, suspend or deny your access to the Site (whether in
whole or in part) and/or remove or edit any Content on the Site at any time,
and in such circumstances all liability of Premier Bank, its affiliates,
directors, employees or other representatives for any loss whatsoever arising
from our removing or editing Content and/or your limited use of or inability to
use the Site (either in whole or in part), email services and/or password is
excluded.
5.3. Whilst you acknowledge that we do not
necessarily pre-screen any material that you have submitted to the Site, we
reserve the right to remove, at any time and without reason or prior notice or
any liability to you, any material that you have submitted.
5.4. Notwithstanding the generality of section 5.3 above, Premier
Bank reserves the right (but not the obligation) to monitor any communications
that are made via the Site and you now consent to any such monitoring.
6.
Third party links
The Site may contain hypertext links to
third party websites. We are not responsible for, nor do we endorse in any way
such third party websites or their content. If you decide to access any of the
third party websites linked to the Site, you do so entirely at your own risk.
7.
Exclusions and limitations of liability;
7.1. All information and/or data on the Site is
provided on an "as is" basis. No representations, warranties or terms
of any kind are made in respect of the Site or the Content.
7.2. The information and/or data on the Site is
provided by us and our data providers for your general information only and use
and is not intended for trading purposes or to address your particular
financial or other requirements. In particular, the information and/or data on
the Site:
7.2.1. Does not constitute any form of advice (investment,
tax, legal or otherwise); and
7.2.2. Does not constitute any inducement, invitation or
recommendation relating to any of the products listed or referred to; and
7.2.3. Is not intended to be relied upon by you in making (or
refraining to make) any specific investment or other decisions
7.3. Neither Premier Bank nor any of its data
providers or affiliates gives any warranty or guarantee relating to
availability of the Site or that the Site and/or our operation of it, the
Content or the server that makes the Site available are error or virus free or
free of other harmful components or that your use of the Site and/or the
Content will be uninterrupted.
7.4. You agree that Premier Bank, its directors, employees,
agents or other representatives, data providers or affiliates will not be
responsible or liable (whether in contract, tort or otherwise), under any
circumstances for any amount or kind of loss or damage (including without
limitation, any direct, indirect, punitive or consequential loss or damages, or
any anticipated loss of profit, loss of profit, loss of opportunity, loss of
data, costs and fines and/or any special or incidental damages of any kind)
that may result to you or a third party arising from or connected in any way
to:
7.4.1. Interruption of business; or
7.4.2. Access or other delays, terminations, suspensions, denials
or access interruptions to the Site; or
7.4.3. Data non-delivery, data corruption, destruction of
data or other modification of data; or
7.4.4. Third party website links on the Site; or
7.4.5. Reliance on the information contained on the Site;
or
7.4.6. Computer viruses, system failures or malfunctions which may
occur in connection with your use of the Site; or
7.4.7. Any inaccuracies, omissions or misleading, false or
deceptive statement in the Content; or
7.4.8. Events beyond our reasonable control.
8.
Indemnity
You will indemnify and will keep
indemnified Premier Bank and its data providers and affiliates on demand
against all claims, costs, proceedings, demands, losses, damages, expenses
(including legal expenses) or liability whatsoever arising directly or
indirectly as a result of:
8.1.
Any breach of these Terms by you; or
8.2.
Your fault, negligence or breach of statutory duty; or
8.3. Your use of software robots, spiders, crawlers,
or similar data gathering and extraction tools, or any other action you take
that imposes an unreasonable burden or load on our infrastructure (whether
owned by, leased or licensed to us) or that of any of our suppliers.